Need an appraisal in Richmond or Richmond City County?The top 7 reasons why Virginia homeowners use Premier Appraisal Group:
At Premier Appraisal Group, we understand the individual needs of a consumer after appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. As our non-traditional client, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis. For Sale by Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Premier Appraisal Group will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's market value, not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value conclusion than yours.Challenging a property tax assessmentIf you live in an area that is going down or is not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. This means you're most likely paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Premier Appraisal Group is your strongest weapon when contesting your property tax assessment.Need to cancel PMI?PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're seasoned in helping homeowners just like you abolish unnecessary PMI insurance.Recently got a freeze to your HELOC?If your home is in a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be unsuitable from a cash flow viewpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Premier Appraisal Group can help you reinstate your home equity line of credit with efficient appraisal.We Also Offer Field and Desktop Appraisal Review ServicesDo you need a seasoned appraiser to double-check your appraisal for efficiency, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? Premier Appraisal Group can help you with that. Although most review work is requested by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion. |
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